How L2 chains could fix the Brazil Stablecoin “paradox”

Brazil is one of the most crypto-literate countries in the world, according to a July 2025 survey conducted by OORT.

According to the survey, over 91% of Brazilian crypto users aged 23–45 already hold stablecoins. USDT dominates the scene with 83% adoption and is the most trusted stablecoin in the region. This isn’t just passive holding. {eople are staking, trading, investing, and actively engaged with Web3 dapps and platforms.

But when it comes to actually spending crypto in the real world, usage drops off a cliff. Only 37% have used crypto for real-world purchases, and even fewer report a smooth experience. High fees, poor infrastructure, and fragmented tools are the norm, according to them.

This is the paradox: a crypto-native country that wants to use stablecoins daily, but can’t. If it’s this hard in a market as advanced as Brazil, what does that say for the rest of the world? My guess is that this is where L2 chains will step in and solve the problem. Fees and speed seem to be the main drawbacks and we all know that L2s can offer both, with the security of Ethereum.

Anyone else seeing this in other regions? Do you use stablecoins for daily purchases, and if so, on what network?