Taxes on crypto credit/debit cards?

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Taxes on crypto credit/debit cards?

I have been reading around about crypto debit cards/credit cards. I believe that they would be beneficial to me as I am a crypto investor (DCA). Although, I don't know too much about it, I still keep up with the main stable coins (BTC, ETH, SOL) and am pretty decently invested about 5% of my portfolio to crypto.

My main question is would a crypto debit/credit card be worth it for me? I am intrigued by the cash back aspect of spending USD/USDC and then receiving cash back for it. However, there were a few things that concerned me:

  1. Taxes – I live in the USA. I read somewhere that every transaction used on these cards is basically treated as a profit/loss and you must report this on taxes. Is this truly a pain and is the headache worth using this card still?
  2. Benefits – How much would this really benefit me? My main reasoning for getting one is to make DCA'ing easier for me. Instead of DCA'ing going forward, I would be receiving 1-2% back with crypto.com's visa card and would almost exclusively use this card over my debit card.

Sorry, I am still new to this and trying to grasp if this would be a good idea for me. Don't go too hard in the comments, thank you.

EDIT 1: I live in the USA, forgot to mention this.

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