I have 12 Eth trying to find best staking solution.

I have 12 eth currently off line a ledger wallet. I’m trying to find best rates to stake and also decentralize staking pool. I looked into rocket pool doing 8 Eth bonding nodes seems very difficult don’t want lose my eth and second was lido decentralize pool but it is not allow in my pi address which is Florida. I also look at stader lab. Just looking best option and safest one