The easiest and safe way to not get scammed / hacked / whatever

Every time I read posts of people saying they got scammed and lost all their life savings I get shocked how naive the were.

I’m not talking about signing transactions or giving their private keys, I’m talking about keeping their money in a wallet they actually use.

It’s like going around your city carrying all your life savings in your pocket (or your wallet). What if someone steals it or assault you?

How do you avoid this? I guess you keep your savings in a safe place and carry only the money you need to spend. So why you don’t do the same with crypto?

Personally I keep my crypto in a cold wallet and then I have a hot wallet I use to make transactions. Every time I need to do something, I move the money I need from the cold wallet to the hot wallet. In this way my cold wallet won’t be exposed and I won’t lose my savings.

Let’s say I sign a fraudulent transaction, I put my private keys in a fraudulent website or something like that, only my hot wallet will be compromised, so I’ll lose the money if that transaction but I won’t lose my savings in my cold wallet.