Staking on ethereum

Hey everybody! So, I have been following the development and upgrades to the ethereum network for a long time. I was very exited about the switch from PoW to PoS, but I have always been gutted by the fact that it requires 32 ETH to become a validator, and I am no where near that. I have tried to look into pooled staking and also staking through exchanges, but as I am a very big believer in self custody I have a hard time trusting such services.

How is your experiences with pooled services? Lido and rocketpool comes to mind.

Also am I being paranoid about staking through exchanges? ETH is my main bag and with recent blunders like FTX collapse I am very wary about depositing my bag to Binance/Kraken/Coinbase etc.

Any advice going forward?