Why DEFi is bad

Why people cant realize that the only thing in the way of mass adoption is Defi?

A vast majority of crypto holders uses exchanges with KYC…people really dont give a FUCK about the whole Defi concept.

Why keep this BS? Why not focus on regulation and mass adoption, 2 things that will IMPLODE all credit cards?

"but i dont trust goverments!!!"…says the guy using an iPhone thats tracking every step of his life for the past 10 years.