We’re WAY too early, for this sole reason:

Fuckin' boomers. I'm not kidding. They're not investing as much as us.
Anecdotally, but I told my father to invest in BTC and he told me, verbatim:

"Bitcorn… I don't trust that. A few years ago there was a polemic with that where everybody was in it and it lead to nothing… I think it was called something go… "

I'm not joking. My father thought Pokemon Go was something related to cryptocurrency.
Guys, we're early. Invest away.