Crypto.com users: what do you do with your cashback? Keep it in CRO or convert to BTC/other coins?

Hey everyone, I’m curious how you manage your Crypto.com card cashback. Do you just keep it in CRO and let it accumulate, or do you regularly swap it into something else like BTC, ETH, or a stablecoin?

I’ve noticed opinions vary a lot: some people say CRO has long-term potential and it’s worth holding for the staking rewards or the ecosystem benefits (like the card tiers, DeFi wallet, and Cronos chain). Others treat it purely as a cashback token and immediately convert it to Bitcoin or another asset with stronger fundamentals.

Personally, I’m torn. On one hand, it’s nice to let the CRO stack grow since it’s basically “free money,” but on the other, the price fluctuations can be wild, and I’m not sure I want too much exposure to a single platform token.

How do you guys handle it? Do you see CRO as a hold, or do you dump it as soon as you get it? And if you convert, do you go for BTC, stablecoins, or something else entirely?