$1k into the Top 10 Cryptos on January 1st, 2025 (JULYdate/Month 7/-0.4%)
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EXPERIMENT – Tracking 2025 Top Ten Cryptocurrencies – Month Seven- Down -0.4% Find the full blog post with all the tables and graphs here. Welcome to your monthly no-shill data dump: Here's the seventh monthly report for the 2025 Top Ten Experiment featuring BTC, ETH, XRP, BNB, SOL, DOGE, USDC, ADA, Tron, and AVAX. SNAPSHOTS ALWAYS TAKEN ON FIRST OF THE MONTH (data below reflects 1 AUG Snapshot). tl;dr
Month Seven – Down -0.4%The 2025 Top Ten Crypto Index Fund Portfolio is BTC, ETH, XRP, BNB, SOL, DOGE, USDC, ADA, Tron, AVAX. July highlights for the 2025 Top Ten Portfolio:
July RankingHere’s a look at the movement in the ranks one month into the 2025 Top Ten Index Fund Experiment: Seven months into 2025, not much movement besides AVAX: it has dropped out of the Top Ten and inching closer to Top 20 territory. July Winners and LosersJuly Winners – ETH (+46%) achieved its highest monthly gain of 2025 followed by XRP (+37%), which logged its best month since January. July Losers – BTC’s +8% wasn’t enough to keep it out of last place this month. Overall Update: XRP and Tron leapfrog BTC, portfolio at break even point, AVAX and DOGE in last placeXRP’s solid month helped it jump from third to first place. XRP now holds a commanding YTD lead (+38%) over second place Tron (+27%). BTC is in third place at +22%. Four cryptos are still underwater since January 2025, including last place AVAX (-40%). The initial $100 invested in first place XRP seven months ago is worth $138 today. YTD the 2025 Top Ten Portfolio has almost broken even, down -0.4%. The last time the 2025 Top Ten portfolio was in positive territory was the end of January). Overall return on $1,000 investment since January 1st, 2025:The 2025 Top Ten Portfolio gained $172 in July, its largest month over month gain of the year. The initial $1000 investment on New Year’s Day 2025 is now worth $996, excruciatingly close to breakeven point. Here’s a visual summary of year one of the 2025 Top Ten portfolio: 2025 Top Ten Portfolio vs. Coinbase’s COIN50The first Top Ten Crypto Experiment was started on 1 January 2018 in an attempt to capture the gains of the entire market. Much has changed over the last 7.5 years, including the introduction of index products designed to capture the entire crypto market (instead of manually buying coins and tokens like I do for my Experiments). This year’s friendly competition is between The 2025 Top Ten Portfolio and the Coinbase 50 Index (COIN50). COIN50 tracks the performance of the 50 largest digital assets by market cap, rebalanced quarterly. On 1 January 2025, COIN50 was valued at $450.54. Here’s the snapshot, seven months later: July Performances:
The July monthly victory goes to: COIN50 (its fourth monthly victory in a row) Overall since January 1st, 2025:
Overall lead: COIN50 For the more visual, here’s the table I’m using to track the friendly Top Ten vs. COIN50 competition this year: Combining the 2018 – 2025 Top Ten Crypto PortfoliosThe 2025 Top Ten is one of eight concurrent experimental portfolios. So, where do we stand if we combine eight years of the Top Ten Crypto Index Fund Experiments?
Taking the eight portfolios together: After a $8,000 total investment in the 2018 – 2025 Top Ten Cryptocurrencies, the combined portfolios are worth $35,340. That’s up +342% on the combined portfolios. The peak for the combined Top Ten Index Fund Experiment Portfolios was November 2021’s all time high of +533%. Here’s the combined monthly ROI since I started tracking the metric in January 2020: In summary: That’s a +342% gain by investing $1k on whichever cryptos happened to be in the Top Ten on January 1st (including stablecoins) for eight straight years. Comparison to S&P 500I’m also tracking the S&P 500 as part of my Experiment to have a comparison point to traditional markets. The S&P 500 is up +6% so far in 2025, so the initial $1k investment into crypto on New Year’s Day would be worth $1,061 had it been redirected to the S&P. Taking the same invest-$1,000-on-January-1st-of-each-year approach with the S&P 500 that I’ve been documenting through the Top Ten Crypto Experiments, the yields are the following:
Taken together, the results for a similar approach with the S&P: After eight $1,000 annual investments on January 1st into an S&P 500 index fund from 2018 to 2025 my portfolio would be worth $13,717. That is up +71% since January 2018 compared to a +342% gain of the combined Top Ten Crypto Experiment Portfolios. The visual below shows a comparison on ROI between a Top Ten Crypto approach and the S&P as per the rules of the Top Ten Experiments: Conclusion:To the long time followers of the Top Ten Experiments, thank you for sticking around so long. For those just getting into crypto, I hope these reports will help prepare you for the highs and lows that await on your crypto adventures. Buckle up, go with the flow, think long term, and truly don’t invest what you can’t afford to lose. Most importantly, take care of your family, yourselves, and try to enjoy the ride. A reporting note: I’ll focus on 2025 Top Ten Portfolio reports + one other portfolio on a rotating basis this year, so expect two reports per month. July’s extended report is on the 2024 Top Ten Portfolio. For more data, you can check out the latest 2018-2024 Top Ten reports as well. submitted by /u/Joe-M-4 |
