How to store/trade/pay with crypto? (Noob help)

Hello everyone,

I'm new to crytocurrency. I've never had any crypto myself, only ETF's and such but I want to be able to buy and send cryptocurrency. How do I do that? There are a ton of platforms and I've also heard the safest way is a physical wallet. But where do i start and which service is secure? I've also read about Kraken or Binance, but I don't which service I should go for. I'm not interested in daytrading or such, just be able to pay with crypto and/or to save money in crypto long term.

Thanks in advance.