Which stablecoin is the most stable? An analysis of past and present de-pegs and some questions for the future.

So, today I've decided to analyze which stablecoins are more resilient from de-pegging. I'll go straight to the data as there's a lot to look at:

• USDT (Tether): is currently the highest-ranked stablecoin with a market cap of $83 billion. It's often been considered a bit shady by users, as Tether has sometimes been untransparent with its reserves. Nowadays, it seems that things have become more clear though, as the company shares its assets and revenue on a regular basis. Tether is currently the 22nd biggest holder of US Treasuries in the World and currently holds $75 billion in US Treasury Bonds. Tether has reported a huge YTD profit of $2.3 billion and we can agree it's a pretty solid company. USDT has faced some episodes of de-pegging in the past: it reached 0.84$ once in 2017 and 0.89$ dollar in 2020 and 0.94$ in 2022. It has been pretty stable since, with a max fluctuation of 0.03% in the last month.
• USDC (Circle): is the second biggest stablecoin, with a market cap of $25 billion. Circle has often been considered more transparent by users, as they have been sharing monthly reports of their reserves since 2018. They currently hold $25.6 billion of assets in their reserves; "only" $100 million more than the current USDC circulating supply, while Tether allegedly holds $3 billion of extra assets to further back USDT supply. USDC faced these episodes of de-pegging: it reached an absurd high of 2.34$ in 2021 and a big low of 0.87$ last March. This last episode was caused by the collapse of the bank that was supposed to custody part of their reserves. USDC recovered pretty fast from that moment of panic and last month's fluctuation was 0.05%.
• DAI (Maker DAO): the biggest attempt at a decentralized stablecoin, something I think is more in the crypto ethos than previous tokens, currently sitting at a market cap of $5 billion. DAI is backed by $10 billion of various crypto assets (including ETH, BTC, USDC…) but Maker DAO recently bought approximately $1 billion of US Treasury Bonds to further diversify its reserves. DAI significantly lost its peg just two times in history: once in 2021 when it surpassed 3$ in value (did anyone remember why it happened btw?) and another one this year when USDC de-pegged too, due to their correlation.
• BUSD (Paxos) and TUSD (Archblock): the past and the present of Binance's stables. Paxos had to stop minting BUSD earlier this year, so Binance progressively abandoned the token in favor of other stablecoins. now it seems that TUSD has become the main choice of the CEX. TUSD stands at $3 billion market cap, not small at all, but you can easily see by looking at its chart on Coinmarketcap that it's far from stable, with constant small fluctuations. Max fluctuation was 0.56% last month, not a great result.

So, what's your choice when it comes to stablecoins? Do you hold any at all?