What would happen to your bags if you unexpectedly died tomorrow?

If you passed on tomorrow, what would happen to your bags? Would your family find your seed phrases shoved in your sock drawer? Would they even know what to do with it if they found it? I have heard of programs or smart contracts that will email loved ones if your address is dormant for an extended period of time but that doesn't exist for all ecosystems. Coinbase for example has a process that family members can get access deseased person's portfolio, so +1 for the CEX vs self custody debate. And here come the jokes… they won't get my 3718389191 of random shit coin