CDC users in the US whose regular banks don’t play nice with crypto: funding with Google Pay works great!

I'm in the US, and my bank doesn't like to play nice with any crypto platform. So every time I want to buy crypto with extra fiat, I have to eat the 3% card fee on CDC.

But possibly not anymore!

I tried sending some fiat to my Google Pay account from my bank using my debit card. Instant funds, no fee!

Then I went to send the fiat to my CDC fiat wallet. It gave me the option to connect through Plaid, or manually by entering the routing and account numbers. I chose the latter. It took about 12 hours to get the test transaction to verify the CDC fiat account (reasonable, since I initiated this on a Sunday night). With that done, I initiated the actual fiat transfer.

It went through in about 8 hours! No fee!

So if anyone else is thinking of ways to transfer fiat with a troublesome US bank, Google Pay works!