Need some cash quick to cover an unexpected expense. Have enough ETH to make it happen, but is it worth going through a L2 solution? I’ve never used L2 because I’m satisfied just letting my eth sit there

Hey folks, like the title says, I need some more cash in my bank account to cover my ass until I get my paycheck next Friday. My goal is to move from Exodus to Coinbase and just cash out. Does it make sense to use a layer 2 solution (which I have zero idea how to do, but sounds like I would still pay an intial normal tx fee in eth anyway) or does it make more sense to just eat the tx fee since I have no intention of moving the rest of my eth before Eth2 happens anyway?