mining directly to electrum wallet + ledger

hi guys. i am mining to my ravencore wallet and bought some days ago a ledger. sending rvn from ravencore to electrum works without problems, but there are known fees for sending the coins. i know the fees are low, but i think i can still avoid them. so i thought to mine directly to the electrum wallet. can be there any problems at receiving the coins from the pool at my electrum wallet? i'm asking because the wallet is encrypted. i dont know, maybe the wallet declines the payments because of the encryption? i'm a bit new to mining and the ledger topic. thanks for help and have a nice day or night, wherever you come from 🙂