Crypto=Linux, fiat=Windows

(Bracing myself for the downvotes)
Started writing this as an answer to Ravencoin to $1? but I decided to write as a new post to see people's opinions.
Remember: these are thoughts of a beginner in crypto, so please be gentle.

Seeing how crypto in general is in a downtrend, I'm starting to lose faith and fear the crypto bubble has finally come to an end.

I'm thinking crypto is like Linux and fiat is like Windows. Linux users know the system and understand all the ways it's better than Windows. However, using Windows is just easier, more user-friendly, and almost all of the programs people want to use, run on Windows. So Linux, although arguably "better", and more suitable and used for certain scenarios like in servers and whatnot, will never have the same adoption as Windows.

With crypto, I'm seing the same. Those who understand and like crypto know all the ways it's better than fiat, and it will surely have its market. However, for the general public, using fiat is just easier and can be used anywhere, so most won't see any reason in changing to crypto.

The problem with this is that crypto value has been so high because there's a hope it'll be widely used, so it's all speculative. However, with the recent incidents like China banning crypto, and even Tesla not accepting Bitcoins anymore, it's becoming more clear that crypto is too limited in its uses. The more people see crypto won't be as widely used as previously thought, adding to the fact it's more complicated to be acquired and used than fiat, its value will fall.

So although I dream of the day Raven will be extremely valuable (and compensate the mining I'm doing), I fear it, and all other cryptos, already peaked and will lose their value day by day, until they stabilize in a value, which should be much lower than it is today, more relative to their actual adoption rate.

Hope I'm wrong, though. Especially since I just invested a couple hundred dollars on bitcoin/ether and I'm mining Raven still.