Which one of you is telling my grandmas church telling them to invest in XRP?

I am a crypto novice. I am not smart. I lost money with the GME fiasco. I’m traumatized and only have boomer stocks now.

Some “Business man” has been sweet talking my grandmas whole church to invest in XRP. Saying they’ll 100x their investments. Sounds like an obvious scam, but XRP has been on the up and up.

She has her own wallet. Is it a “safe” investment? Are there other scams surrounding things like this? I am incredible distrustful of the coin, but I don’t see anything specific to be concerned about.