I would like to see a Ravencoin Secured Credit Card Platform

I was thinking it would be interesting if there was a secured credit card that reported to the bureaus that you could fund with crypto and get your crypto back at a later time. Similar to the Secured Discover IT card or the Secured Capital One cards, except instead of funding it with USD, you fund it with Ravencoin that sits in your secured balance. As more people join the platform and Ravencoin possibly increases in value, you would then be more inclined to maintain a good credit history so you can get your Ravencoin back, but if not it's not a problem because it encourages you to hodl. You send in $500 in Ravencoin and get a $500 credit line if approved and your account is reviewed over time to release it back to you to convert it to an unsecured card.

Project Notes

-Partner with a major credit card company, bank, or lender or start our own with a small user base.

-Users can then apply to open a secured card and fund it with Raven coin.

-Card reports to all 3 major credit bureaus.

-Raven is held/staked essentially and evaluated for release in 1-2 years or during the next halving.

-Website provides videos on smart credit building practices.

-Imagine getting your card and being able to choose the color of the card, along with the color of your Raven. Imagine every time you use it, people ask where you got it from and what it is.

-The main reward is it encourages longer term holding of Ravencoin in a form of secured credit card staking. People don't like closing secured cards because it reduces credit scores, so it could force holding while also improving credit for the user base.

There are other platforms like coinzoom.com, spend.com, and crypto.com/cards that do prepaid cards funded with crypto to open but none of them report to the credit bureaus and help someone build credit. I've contacted all of them and none offer that feature and I think there would be huge demand for it and it would be huge to just get it listed on different credit card platforms like Credit Karma. A lot of the secured cards out there don't offer good benefits or rewards and also charge large fees.

Thoughts on this? Do we have the connections to make this happen? How much would it cost? Who is interested in something like this?